👻 It’s spooky season — but the scariest thing for most people isn’t ghosts or goblins.
It’s money.

Fear of inflation.
Fear of interest rates.
Fear of losing it all in the stock market.
Fear of not having enough.

But … Read More

🌅Legacy.
It’s not just about what you leave behind — it’s about what you build into the next generation.

When people hear “generational wealth,” they usually think of trust funds, real estate empires, or massive investment portfolios. But there’s another … Read More

We all know we should save money.
But where you store that money?
That decision can change everything.

At first glance, it might seem like a traditional savings account is “safe.” It’s easy. It’s familiar. But if you’re looking to … Read More

As we celebrate Independence Day, it’s a good time to think about freedom—not just political freedom, but financial freedom.

According to Becoming Your Own Banker by R. Nelson Nash, one of the most powerful and overlooked opportunities in your … Read More

🕶️We’re six months into the year.

Some people are on track.
Others are behind.
And some are realizing they never actually set clear financial goals in the first place.

Wherever you’re at — there’s still time.

This isn’t about catching … Read More

🎓 Most people spend the first 20 years of their life learning how to make a living—but not how to build wealth. You might have studied algebra, Shakespeare, or U.S. history… but chances are, no one taught you how … Read More

Spring cleaning isn’t just for closets and garages. It’s also a powerful time to reevaluate how you handle money — what’s working, what’s not, and what habits are quietly draining your financial potential.

Here are three outdated money habits worth … Read More

To understand the unique approach of the Infinite Banking Concept (IBC), it’s essential to first delve into the foundational practices of the modern U.S. banking system – particularly, fractional reserve banking. This system, where banks are required to keep only … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

If you missed previous Lessons, go back and read that first HERE.

Basic Understandings

YOU “FINANCE’ everything you buy. You either pay interest to someone else … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

If you missed previous Lessons, go back and read that first HERE.

Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance (continued)

In the previous … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

If you missed previous Lessons, go back and read that first HERE.

Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance (continued)

Now, let’s go … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

If you missed previous Lessons, go back and read that first HERE.

Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance (continued)

As a result … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

If you missed previous Lessons, go back and read that first HERE.

Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance

At this point … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

Creating a Bank Like the Ones You Already Know About (Cont…)

Continuing our study from lesson 9 of The First National Bank of Midland, TX, it … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

Creating a Bank Like the Ones You Already Know About

As in the grocery business that we discussed earlier, you must first study the banking business … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

The Problem (continued)

There is an analogy from the airplane world that helps us to see the absurdity of what we saw in lesson 7 of … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

The Problem

Several years ago, I did a study on the spending habits of American families. The results are depicted in the graph on page 17 … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

The Grocery Store (continued)

Now we are going to face the complications at your grocery store. Let’s assume that you are a male, married, with children … Read More

Written by R. Nelson Nash / Originally published on infinitebanking.org / Used with permission

The Grocery Store

Continuing our exercise in imagination, I would like to put you into a business in which you are both a seller and a … Read More

Article by Jason K Powers

In the world of personal finance, the Infinite Banking Concept (IBC) emerges as a revolutionary strategy, empowering individuals to break free from traditional banking and investment institutions’ clutches. This concept, pioneered by R. Nelson Nash, … Read More