Life insurance that keeps up with your closing timeline.
For SBA 7(a) and commercial lenders. When a loan calls for life insurance on a key person, we work directly with your borrower and move at your pace.
Book a CallThe last piece to land is usually the one that stalls the file.
Key-person coverage is often the last piece to fall into place on a commercial loan. A slow underwriting timeline is usually the reason, and the closing date does not move. Bring us in early and the insurance keeps pace with everything else.
Three ways to get coverage in place
We match the underwriting path to your timeline and your borrower’s health history.
Instant Term
Decision in minutes
Best for: closings on a tight clock
Accelerated Underwriting
Decision often within days
Best for: larger amounts, no rush
Traditional Underwriting
Full underwriting
Best for: complex cases, larger policies
Coverage limits and eligibility vary by age and underwriting path.
How it works
Send an introduction
Loop us in on the borrower and the coverage the loan requires.
We handle the application
Digital, direct with the borrower, on whichever path fits.
Policy assigned to the loan
Collateral assignment paperwork comes back to you for your file.
Who this is not for
Anyone who needs a guaranteed approval or a way around underwriting. Underwriting makes that call.
Borrowers who do not meet the fast-track rules, such as U.S. citizenship or permanent residency. They can still go through traditional underwriting.
Instant Term applicants in New York, where that product is not available.
Keep the one-page reference on hand
One page you can keep in the file for the next time a closing is waiting on a policy. Share it with your borrower if it helps.
Download the PDFBring us in before the closing date gets tight.
Book a time that works, or reply with a few times and I will make one work.
Book a CallJason K. Powers, 1024 Wealth
Life insurance issued by Ameritas Life Insurance Corp. Coverage amounts, underwriting path and approval depend on eligibility and underwriting. Fast-track limits vary by age. Instant Term is not available in New York. General information only.
